At American Atlantic LLC, we are dedicated to helping individuals and business owners in the USA tackle their most pressing financial challenges.
Read our comprehensive guide to discover the immense value of our tailored insurance and investment strategies. Seize the opportunity to secure your financial future now.
Our comprehensive financial planning services are tailored to meet the unique needs of individuals and business owners in the USA. We focus on secure insurance and investments to help you manage your finances and plan for retirement with confidence. Our team of experts is dedicated to providing solutions that align with your financial goals.
Retirement doesn’t mean that it’s time to stop growing. Same holds true for your money. It should mean, however, that it’s time to stop taking unnecessary risk.
We specialize in helping retirees protect their retirement assets while continuing to move forward. Give us a call and ask about our Revocable Living Trusts!
Many of our clients want to leave a legacy for their children and grandchildren and are shocked to learn how easy it is to double, even triple their inheritance – TAX-FREE AND GUARANTEED!
We also work with our clients and help them embrace their own mortality and be prepared for the loss of a spouse and the income burdens this can often create.
Long-term care/extended care costs have gone up substantially in the last 10 years. Unfortunately, the statistics are not in our favor, a plan to address these costs should be included in every retirement strategy.
The good news is we work with hybrid insurance plans that leverage your dollar in case you need it for extended care, but remain 100% accessible for withdrawal if you don’t.
Creating an income plan to last throughout retirement is perhaps the single most important challenge retirees will face. It’s very likely to spend 30 years or more living in retirement without earned income.
We create a customized retirement income plan and annuity, encompassing all sources of income, for each one of our clients and no two plans are exactly alike. Let us get to work on an annuity plan for you.
Protection Against using Home Spend Down
KNOW YOUR OPTIONS
Medicaid is a program that helps pay for medical assistance for certain
individuals and families with low incomes and resources. This program became
law
in 1965 and is jointly funded by the Federal and State governments
(including
the District of Columbia and the Territories) to assist States in providing
medical long-term care assistance to people who meet certain eligibility
criteria.
Medicaid is the largest source of funding for medical and health-related services for people with limited income. It is health insurance that helps many people who can't afford medical care pay for some or all of their medical bills. Good health is important to everyone. If you can't afford to pay for medical care right now, Medicaid can make it possible for you to get the care that you need so that you can get healthy – and stay healthy.
Medicaid is available only to certain low-income individuals and families who fit into an eligibility group that is recognized by federal and state law. Medicaid does not pay money to you; instead, it sends payments directly to your health care providers. Depending on your state's rules, you may also be asked to pay a small part of the cost (co-payment) for some medical services.
BE PROTECTED
We understand the important role that Medicaid plays in the lives of so many
retirees. That is why we have gone to great lengths to protect retirees by
teaching and guiding them through the different options.
You may qualify and not even know it! Call or email us and find out.
Earn A Guaranteed Income
As a retiree, you want to accumulate wealth, in order to:
STRATEGIES FOR LIFETIME INCOME PLANNING
Through the following three strategies, you are able to accumulate wealth,
while
passing on as much to your intended heirs.
These strategies could greatly improve your lifestyle! Call or email us today and request your free, no obligation analysis.
Inform Yourself & Save on Taxes
BE INFORMED
The United States of America is the greatest country in the world! She has
earned her freedom! It takes a lot to keep her thriving and it is our duty
as
citizens to pay our fair share of taxes. But as we save for our future, we
want
to make sure that we minimize our tax liability.
SAVE ON TAXES
We understand that every cent in your retirement account is precious and we
have
ways to maximize your return while keeping your tax liability to an absolute
minimum.
THE QUESTION
Who do you think pays more in taxes?
THE ANSWER
Of course, the uninformed pays more in taxes.
It is simply because the informed know how to use every opportunity, given
to us
by the IRS, to save money on taxes.
If you are interested in becoming INFORMED, be sure to talk with us for a complete explanation. For information on how this great concept can benefit you.
Protect Yourself From Probate
PROBATE: WHAT IS IT & WHAT DOES IT DO?
Probate is the process that transfers legal title of property from the
estate of
the person who has died (the "decedent") to his or her proper beneficiaries.
The term "probate" refers to a "proving" of the existence of a valid Will, or determining and "proving" who one's legal heirs are if there is no Will. Since the deceased can't take it with him, probate is the process used to determine who gets his or her property.
Even if a person dies with a Will (which is known as dying in "testate"), a court generally has to have an opportunity to allow others to object to the Will, and if there are any objections, to determine if the Will is valid, because it is always possible that one of the following seven items have occurred.
POSSIBLE OBJECTIONS TO A WILL
DETAILS ABOUT PROBATE
There are many reasons why going through probate is very undesirable.
Four of the most obvious are:
Rollover each of the 4 above to read more about them. These strategies could greatly improve your lifestyle! Call or email us today and find out how.
This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice. Please consult with a professional specializing in these areas regarding the applicability of this information to your situation.
Smart Giving: Give Without Giving Up
OBJECTIVE
Create an additional income stream for you without liquidating or putting
"at
risk" any of your assets. At the same time, providing to a charity an income
stream of $50,000 to $500,000 each year without depleting the
estate.
Your heirs still receive the entire estate!
CONCEPT
Life Insurance- so much more than a death benefit
It can provide for a Tax-Free income stream!
Life Insurance is a cutting edge solution for most individuals or
businesses. It
offers many benefits that are not offered with traditional plans. Which plan
is
the right plan for you? Let's compare traditional retirement plans with Life
Insurance.
SOLUTIONS
It can plainly be seen that traditional plans may not be the best solution
for
your company or employee's retirement needs. For businesses, the benefits
for
Life Insurance far outweigh the benefits for the traditional plans.
If you are interested in offering Life Insurance for your employees or just yourself. We appreciate your interest and look forward to working with your company.
Our comprehensive insurance and investment solutions are designed to secure your financial future, manage your finances effectively, and plan for a comfortable retirement. Let us guide you towards a more secure tomorrow.
By: Mark Wagner
On a farm, you build fences to protect what matters to you. It is the same with our financial lives. We need fences that will protect the resources we value and keep influences away that will deplete the assets. In Building Financial Fences, Mark Wagner will help you: • Build confidence in your retirement planning
Get Your Copy Now!By: Mark Wagner
One of life’s most difficult experiences is the passing of a someone you love. It can be painful, fearful and confusing. Knowing what to expect won’t make the experience any easier but preparing yourself will soften the blow and raise your confidence for the myriad of decisions you will face. Life’s Final Gate will help you.
Get Your Copy Now!By: Tom Hegna
With Contributions from: Mark Wagner
You've read Mark Wagner's Building Financial Fences, and now that your cash cow is secure, you want to remain content while learning more strategies. Look no further than Don't Worry, Retire Happy to ensure your fences are keeping your investments safe!
Get Your Copy Now!Our expert investment strategies are designed to help businesses grow and thrive. We offer personalized investment advice that aligns with your business goals, ensuring sustainable growth and financial stability. Let us be your partner in success.
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Subscribe NowAmerican Atlantic LLC, based in Girard, Ohio, is a comprehensive provider of insurance and investment services. We offer a wide range of financial planning, insurance, and investment solutions across the USA, serving clients from coast to coast.