Mark Wagner | President
Mark Wagner loves country living and has been helping people with their financial planning for more than 20 years. He understands the average person is looking for simple, common sense ways to prepare for retirement and take care of their valued possessions. That is why he wrote Building Financial Fences. Talking with Mark will help you gain the insight you need to make wise financial decisions, set up financial fences that make sense for your situation, and give you peace of mind that your loved ones are being taken care of.
Mark has a unique ability to communicate intricate financial concepts in everyday language. He is an independent insurance agent licensed in several states (including Ohio, Pennsylvania, North Carolina, Hawaii, and Florida). In addition, he is a Certified Public Adjustor with certifications from FEMA and IICRC and a certified CPR and First Aid instructor with ASHI and the Red Cross. These qualifications have not caused Mark to lose touch with the average person’s experience. He still loves gardening, canning with his mom, driving in the country, and meeting people at the county fair.
Mark Wants to help you meet your financial goals. He authored Building Financial Fences to give you ground-level insight into strategies and products that help you protect your assets. He is available to talk with you by phone or in person to help you sort out your strategic choices. He can offer you a range of services (from insurance to public adjusting to retirement planning) to keep your financial fences intact.
Mark’s main area of interest is helping you develop a common-sense financial plan. He knows you will sleep better and have more confidence when having money set aside to provide for your varied lifetime goals while also maintaining access to life’s unexpected turns. He knows you want to protect your assets and he knows how to help you build the financial fences that will turn your dreams into strategic choices.
READ MORE ABOUT mARK
In addition, Mark specializes in helping families process the awkward (but vitally important) end-of-life issues. Services he offers to guide you include:
• Administrative reviews of Revocable Living Trusts. This means making sure the trust is funded and signature pages are both signed and notarized.
• What to Expect: A Family Guide to Dealing with Death, an online guide for families facing a terminal illness.
• Help in Death Claim Settlements. In this area, his services range from contacting insurance carriers to filing taxes through the proper professional. This helps facilitate clients through probate in the event they did not receive a trust.
Mark has spent his lifetime helping people. Mark is a former Navy Corpsman and also promotes life-saving techniques to civilians and soldiers as an Instructor of Basic First Aid; CPR/AED; Bloodborne Pathogens; Emergency Oxygen Administration; Child and Babysitting Safety.
If Mark can’t help you, he will find someone who can.
• Mark is not a lawyer or a tax advisor but he has built an extensive network utilizing these professionals through his Alliance Program. Through this program he can refer his clients to trusted professionals, leveraging their expertise when needed.
• Mark is a licensed Public Adjuster who is networked with adjusters in various states.
• Mark is a notary in Ohio and can refer you to notary services in neighboring states.
Mark looks forward to working with you to help you achieve your financial goals and Build Financial Fences that will protect your family for generations to come.
What We Do For Clients
Retirement doesn’t mean that it’s time to stop growing. Same holds true for your money. It should mean, however, that it’s time to stop taking unnecessary risk.
We specialize in helping retirees protect their retirement assets while continuing to move forward.
Family Legacy Planning
Many of our clients want to leave a legacy for their children and grandchildren and are shocked to learn how easy it is to double, even triple their inheritance – TAX-FREE AND GUARANTEED!
We also work with our clients and help them embrace their own mortality and be prepared for the loss of a spouse and the income burdens this can often create.
Extended Care Solutions
Long-term care/extended care costs have gone up substantially in the last 10 years. Unfortunately, the statistics are not in our favor, a plan to address these costs should be included in every retirement strategy.
The good news is we work with hybrid insurance plans that leverage your dollar in case you need it for extended care, but remain 100% accessible for withdrawal if you don’t.
Spend Down Protection
protection aginst nursing home spend down
KNOW YOUR OPTIONS
Medicaid is a program that helps pay for medical assistance for certain individuals and families with low incomes and resources.
This program became law in 1965 and is jointly funded by the Federal and State governments (including the District of Columbia and the Territories) to assist States in providing medical long-term care assistance to people who meet certain eligibility criteria.
Medicaid is the largest source of funding for medical and health-related services for people with limited income.
Medicaid is health insurance that helps many people who can't afford medical care pay for some or all of their medical bills.
Good health is important to everyone. If you can't afford to pay for medical care right now, Medicaid can make it possible for you to get the care that you need so that you can get healthy – and stay healthy.
Medicaid is available only to certain low-income individuals and families who fit into an eligibility group that is recognized by federal and state law. Medicaid does not pay money to you; instead, it sends payments directly to your health care providers. Depending on your state's rules, you may also be asked to pay a small part of the cost (co-payment) for some medical services.
We understand the important role that Medicaid plays in the lives of so many retirees. That is why we have gone to great lengths to protect retirees by teaching and guiding them through the different options.
You may qualify and not even know it! Call or email us and find out.
Save On Taxes
inform yourself & save on taxes
The United States of America is the greatest country in the world! She has earned her freedom! It takes a lot to keep her thriving and it is our duty as citizens to pay our fair share of taxes. But as we save for our future, we want to make sure that we minimize our tax liability.
SAVE ON TAXES
We understand that every cent in your retirement account is precious and we have ways to maximize your return while keeping your tax liability to an absolute minimum.
Who do you think pays more in taxes?
Of course, the uninformed pays more in taxes.
It is simply because the informed know how to use every opportunity, given to us by the IRS, to save money on taxes.
If you are interested in becoming INFORMED, be sure to talk with us for a complete explanation. For information on how this great concept can benefit you.
Smart Giving: give without giving up
Create an additional income stream for you without liquidating or putting "at risk" any of your assets. At the same time, providing to a charity an income stream of $50,000 to $500,000 each year without depleting the estate.
Your heirs still receive the entire estate!
Creating an income plan to last throughout retirement is perhaps the single most important challenge retirees will face. It’s very likely to spend 30 years or more living in retirement without earned income.
We create a customized retirement income plan, encompassing all sources of income, for each one of our clients and no two plans are exactly alike. Let us get to work on a plan for you.
earn a guaranteed income
As a retiree, you want to accumulate wealth, in order to:
Through the following three strategies, you are able to accumulate wealth, while passing on as much to your intended heirs.
This is the process of projecting how long you will live and then justifying how much you can take out – without outliving your income.
Setting aside money for income now and income later – always replacing what you spent.
3. 4 Ever Pay
The process of receiving a guaranteed income for your lifetime.
These strategies could greatly improve your lifestyle! Call or email us today and request your free, no obligation analysis.
protect yourself from probate
PROBATE: WHAT IS IT & WHAT DOES IT DO?
Probate is the process that transfers legal title of property from the estate of the person who has died (the "decedent") to his or her proper beneficiaries.
The term "probate" refers to a "proving" of the existence of a valid Will, or determining and "proving" who one's legal heirs are if there is no Will. Since the deceased can't take it with him, probate is the process used to determine who gets his or her property.
Even if a person dies with a Will (which is known as dying in "testate"), a court generally has to have an opportunity to allow others to object to the Will, and if there are any objections, to determine if the Will is valid, because it is always possible that one of the following seven items have occurred.
POSSIBLE OBJECTIONS TO
DETAILS ABOUT PROBATE
There are many reasons why going through probate is very undesirable.
Four of the most obvious are:
Rollover each of the 4 above to read more about them.
These strategies could greatly improve your lifestyle! Call or email us today and find out how.
This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice. Please consult with a professional specializing in these areas regarding the applicability of this information to your situation.
Life For The Living
Life Insurance- so much more than a death benefit
It can provide for a Tax-Free income stream!
Life Insurance is a cutting edge solution for most individuals or businesses. It offers many benefits that are not offered with traditional plans. Which plan is the right plan for you? Let's compare traditional retirement plans with Life Insurance.
It can plainly be seen that traditional plans may not be the best solution for your company or employee's retirement needs. For businesses, the benefits for Life Insurance far outweigh the benefits for the traditional plans.
If you are interested in offering Life Insurance for your employees or just yourself. We appreciate your interest and look forward to working with your company.
Building Financial Fences
By: Mark Wagner
On a farm, you build fences to protect what matters to you. It is the same with our financial lives. We need fences that will protect the resources we value and keep influences away that will deplete the assets. In Building Financial Fences, Mark Wagner will help you: • Build confidence in your retirement planning
Life's Final Gate
By: Mark Wagner
One of life’s most difficult experiences is the passing of a someone you love. It can be painful, fearful and confusing. Knowing what to expect won’t make the experience any easier but preparing yourself will soften the blow and raise your confidence for the myriad of decisions you will face. Life’s Final Gate will help you.
Mark Wagner has continually met our demands and has exceeded our expectations. I would highly recommend him to anyone that may have a need or interest in forming a family trust through his alliance program with local attorneys and CPAs to assist in legal or tax advice.
We have worked with Mark Wagner, agent and notary. His continued support and service has been a great comfort in satisficing the death claim settlement and making sure that my mom had an income stream for the rest of her life.
I have asked American Atlantic, LLC to help provide the service that you expected when you obtained your estate plan. I stand behind that service to my clients.
-E.B. Attorney at Law
Conscientious of tax implications of moving investments
-J.R. CPA, CFE
My mother was concerned that my brother, who was disabled, would not be eligible to be a beneficiary of her trust. Mark was able to set up her trust to provide for him after her death, giving my mom peace of mind.
We Love To Meet New People!